New Mexico Installment Loans

Online Loans up to $500

Our application process is 100% online – so whether you’re in Albuquerque, Santa Fe, Las Cruces or anywhere in between, our online loan application is always at your fingertips. As soon as you submit your application, we will give you an immediate lending decision. If approved, you could receive your cash as soon as tomorrow!

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Speedy Cash Reviews

"It was fast and easy to get my loan. The funds were available that day. Great place to get a loan online."

- William from Alamogordo, NM

Actual customer testimonials

How Do Online Payday Loans Work?

In a grizzly financial situation and need some cash to help you get through? Speedy Cash is proud to offer New Mexico payday loans for times when money is tight.

1. Apply Online in Minutes

Our online, mobile app
and phone application
is fast and secure.

2. Instant Lending Decision

Submit your application
and we’ll give you an instant
lending decision.

3. Get Fast Cash

If approved, we’ll send
your cash right away – direct
to your checking account!

4. Pay Back Over Time

Pay back your loan over
a longer period of time than
a typical payday loan.

Online Loans

Looking for a payday loan online? If you’re caught between pay days, try an installment loan instead. Let Speedy Cash help relieve the stress of having to pay back on pay day. With installment loans, you have more time to repay than you would with payday loans. Ready to get started? No matter where you are in the “Land of Enchantment” state, you can access our quick online loan application any time of day or night.

Immediate Lending Decision
Money as Soon as Tomorrow
Make Payments Over Time

Want more information about our installment loans?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.