Payday Loans Near Me

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Speedy Cash Reviews

"I was very impressed with the customer representative, and the handling of my questions and the paperwork involved with this loan. I was also surprised at the ease of getting the much needed cash so quickly."

- Steven from Wichita, KS

"It was really, simple and easy."

- Jalecia from Parsons, KS

Actual customer testimonials

How Do Line of Credit Loans Work?

Are you searching for a payday loan? Try a Speedy Cash line of credit instead. With line of credit loans, you could get approved for more cash than with payday loans. And if you need additional cash advance in the future, there’s no need to re-apply – just access your available credit online, via the mobile app or at a Speedy Cash store!

1. Apply in store, online or via the mobile app

No matter how you choose to apply, our application is simple, quick and secure. Get started with your personal, income and banking information.

2. Receive a lending decision

After completing your personal loan application, we will provide you with an instant lending decision. If approved, we’ll give you a credit limit.

3. Get cash fast

Get your cash, up to your approved credit limit. If you don’t take the full amount right away, you can always access it later if needed.

4. Make payments

Make regular payments over time. Make additional payments or pay more than you owe on each due date to save on interest!

5. Get cash advances

As you pay down your loan, you can get additional cash advances up to your credit limit. No need to reapply for more cash (unlike a payday loan!)

Title Loans up to $25,000

Whether you need cash for home repairs, auto repairs, or any other emergency expense, a Speedy Cash title loan may be able to provide the cash you need. Our title loans are designed to offer more money than a payday loan, with longer terms and flexible repayment schedules. Car title loans are offered exclusively in our stores. Stop by today; we’re standing by to help relieve your financial stress.

No Clear Title Needed

Cash in 30 Minutes or Less

Get Cash & Keep Your Car

Want to learn more about our title loans?

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.