Illinois Loans

Short on cash? Speedy Cash offers Illinois loans to meet many different financial needs.

Cash Advance Loans Near Me

Find a Speedy Cash location near you.

Speedy Cash Reviews

"I was so happy with the service that was given to me. The representatives were excellent, courteous, and actually very happy in general. The service was professional and very fast. A 1, 2, 3 process. I will continue to use Speedy Cash as a resort to my sometimes not in my control moments."

- La Tanya from Chicago, IL

"The customer service representative that helped me was very friendly. She explained what my payment plans would be for every amount I was thinking of borrowing."

- Karina from Chicago, IL

"I am very happy with the customer service I received at the time I went in for a loan. The people were very nice and friendly. The process was fast and easy. The payments are also very reasonable. I would recommend friends and family to Speedy Cash."

- Devin from Chicago, IL

Actual customer testimonials

Online Installment Loans

Are you looking for an online payday loan? Try an Illinois installment loan instead – it offers more flexibility than a traditional payday loan, and even has a convenient online application process. How is an Illinois installment loan different from a traditional payday loan? With a traditional payday loan, the full amount borrowed is typically due on your next pay day. Installment loans are paid back over time, with affordable payments. Fill out our 100% online installment loan application to get started today!

Immediate Lending Decision

Same Day Funding Options

Pay Back Over Time

How Do Title Loans Work?

Speedy Cash offers title loans at our Illinois locations. Are you interested in applying? Here’s how the process works.

1. Paper Application

Fill out a paper application
at our store with a photo ID, a
clear title and proof of address.

2. Vehicle Inspection

We will inspect your vehicle while
you’re at the store to evaluate
the current value.

3. Instant Decision

We will give you an instant
lending decision, letting you
know how much you’re
approved to borrow.

4. Get Cash

If approved, you will get
your CASH on the spot – no
waiting necessary!

5. Repayment

Pay back the amount you borrow,
plus interest, over time with
payments scheduled around
your pay dates.

Need more information on installment loans?

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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