California Express Installment Loans

Payday loans can be a great solution when you're in a pinch for some cash. But sometimes your financial needs can exceed the amount a typical California payday loan can provide. When you find yourself in this situation, consider a Speedy Cash Express Installment Loan from $2,600 up to $5,000.

Installment Loans Near Me

Find a California Location.

More Cash than a Payday Loan

When $255 just doesn’t cut it, apply for an Express Installment Loan from $2,600 up to $5,000.

Repay Over Time

Unlike a California payday loan, our Express Installment Loans can be paid back over a 42-month loan term.

Get Cash in as Little as 1 Business Day

If approved, get your cash in as little as 1 business day! We’ll send your money directly to your bank account.

View example repayment schedule.

Speedy Cash Reviews

"Speedy Cash helped me when I most need it. Thanks. Love Speedy Cash."

- Claudia R. of Fullerton, CA

"The process (start to finish) has been easy and quick which was a pleasant surprise when I needed it most... Thanks."

- Steve B. of Hemet, CA

"One of the best short term payday loan services I have used. I will recommend its services and continue to use, as needed. Thank you, Speedy!"

- Carol D. of Concord, CA

Actual customer testimonials

How It Works

There are a couple of different ways to apply for a Speedy Cash Express Installment Loan including online, in a store or over the phone. Some of the steps vary depending on how you apply, but they all have the same basic process.

1. Apply

Fill out a loan application online, over the phone or in a store.

2. Verify Income

Provide proof of a bank account with monthly deposits of $1,500.

3. Receive Lending Decision

We’ll process your application and provide you with a lending decision.

4. Get Cash

If approved, receive your cash up to your approved credit limit.

5. Repay Over Time

Repay your loan with scheduled payments over time.

Express Installment Loan Questions

A: There are a few differences between the two different types of loans. Let’s compare the two:

  Payday Loan Express Installment Loan
Maximum Loan Amount Up to $255 $2,600 up to $5,000
Length of Loan Due on your next pay date 42 months

View example repayment schedule.

A: California residents may be eligible to receive from $2,600 up to $5,000 with an Express Installment Loan from Speedy Cash.

Valid ID

Working phone number

Bank account with monthly deposits of $1,500

Speedy Cash Stores Near Me

Prefer to apply for an Express Installment Loan in person? Visit one of our nearby Speedy Cash stores.

When a Payday Loan Just Doesn’t Cut It

Apply for an Express Installment Loan from Speedy Cash. You could receive $2,600 up to $5,000 today!

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.