California Express Title Loans

$2,600 up to $5,000

No Clear Title Needed

Pay Back Over Time

More Cash than a Payday Loan

When you need more cash than a California payday loan offers, apply for an Express Title Loan from $2,600 up to $5,000.

No Clear Title Needed

Still making payments? No problem! We will accept your car even if you don’t have a clear title.

Pay Back Over Time

As compared with a California Speedy Cash payday loan, Express Title Loans allow you to make payments and pay off any time without penalty.

About California Express Title Loans

Do you have a large cash emergency, leaving you needing more money than a payday loan offers? Apply for an Express Title Loan, no clear title needed. You could be approved for a loan from $2,600 up to $5,000 that you can pay back over time. Or payoff at any time with no early payoff fees. Get cash and keep your car!

Express Title Loan

Loan Amount $2,600 up to $5,000
Application Requirements
  • Proof of vehicle ownership
  • Photo ID
  • Working phone number
  • Bank account with monthly deposits of $1,500
Length of Loan 42 Months
Where Can I Apply? California Speedy Cash locations

View example repayment schedule.

How do California Express Title Loans Work?

1. Apply

You will need to provide proof of vehicle ownership (minimum $4,300 vehicle value), a valid ID, a working phone number and a bank account with monthly deposits of $1,500.

2. Receive Lending Decision

After your application has been submitted, we’ll provide you with an instant lending decision.

3. Get Cash

If approved, you will walk out of the store with cash in hand – from $2,600 up to $5,000.

4. Repay Your Loan

Pay back your loan amount plus interest and fees over time. You have the ability to pay your loan off at any time with no penalty fees.

Express Title Loans Near Me

Visit a California Speedy Cash location to apply for an Express Title Loan.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.