California Payday Loans
Apply for up to $255 to get you by until your next payday.
Payday Loans Near Me
Find a Speedy Cash location near you.
California Installment Loan or Payday Loan?
When you’re in need of a cash loan, there are a few things to consider to determine what type of loan best suits your situation. Here are a few questions you may want to consider:
- How much money do I need? Speedy Cash recommends that you only borrow what you need. If you borrow more money than you need, you could get in a situation where you can’t afford payments or can’t pay off your loan.
- How long do I need the money? This answer may be directly tied to how much money you need. Based on the amount you’re borrowing, how much time do you need to pay back the loan (plus any fees and/or accrued interest)?
- Can I afford the payments? Based on the fees that will be assessed for the money you borrow, can you pay back the loan accordingly to the terms set out in the loan agreement? If you’re not able to make the payments, you may want to consider alternate options.
Pay a flat fee for the amount borrowed
Pay in full upon receiving your next pay check
Loans up to $255
Pay daily interest on your principal balance
Pay over a set number of payments - typically over a number of months
Varies by lender, but generally provides higher loan amounts than payday loans
What do I need to start an online payday loan application?
In addition to some very basic information like your address and ID number, you will need:
Steady source of income
Valid phone number
Apply for Instant Cash Now*
If approved for a loan online, have your funds instantly deposited to your debit card.
Why Speedy Cash?
Speedy Cash is a licensed payday lender in the state of California. Why is a state license important? It means that we follow state regulations that limit the amount you can borrow and the amount of fees charged - no hidden fees, no surprises, and fully transparent terms.
If you choose to apply for a payday loan online, then considering the type of lender you work with can be important. There’s no middle man, the entire loan process is done directly through Speedy Cash.
Cash Loans Since 1997
Did you know we opened our very first store in Riverside, CA? It’s true! Our roots are right here in California. And we’re proud to have served Californians since 1997.
Need More Information?
No problem! We’ve created some additional resources based on topics that Customers just like you have asked about.
How Payday Loans Work
Do you have more questions about payday loans? Visit our page dedicated to how payday loans work.
California Rates and Terms
California payday loans come with a flat fee for the amount your borrow. We want to be completely transparent about what you repayment amount will be. For specific repayment examples, view our rates and terms page.
Personal Finance Education Blog
You may be in a situation where you need a payday loan now to get you by. We want to help you right now, but we also want to help your financial future. Learn about how to create a budget, establishing an emergency fund and more to help you avoid needing payday loans down the road.