Arizona Title Loans

Apply for title cash up to $25,000.

Speedy Cash gives you the option to borrow cash by using your vehicle as collateral – this is referred to as a title loan. If approved, the amount borrowed plus fees are repaid over a set time period. Our friendly staff will be glad to assist you at a store near you.

Start your application online
and finish at a store near you.

Title Loans Near Me

Find a Speedy Cash Location near you.

State Licensed Lender

We process your application and funds – no third parties involved.

Fast Decisions

Find out if you are approved for a Speedy Cash loan within minutes.

Get Cash on the Spot

If approved, get fast cash in no time!

What Do I Need to Apply for a Title Loan?

Here’s what you’ll need to get started on your Speedy Cash title loan application:

  • Vehicle in driving condition
  • Clear title
  • Proof of vehicle insurance
  • Proof of address
  • Valid ID

How Do Speedy Cash Title Loans Work?

1. Bring Your Vehicle & Clear Title

Visit your nearest Speedy Cash location.

2. Complete an Application

Fill out a loan application with your personal and vehicle information.

3. Vehicle Inspection

Our friendly staff will conduct a vehicle inspection.

4. Instant Lending Decision

Receive a lending decision after your application and inspection are processed.

5. Review & Sign Loan Documents

If approved, sign your title loan documents and drive away in your vehicle with title cash.

6. Pay Back Over Time

Repay your title loan over the time period set in your loan agreement.

Speedy Cash Reviews

"Very good service courteous and friendly workers."

- Fred G. of Phoenix, AZ

"All of the staff where professional, helpful, and very friendly. I left with my stress lifted and no lingering questions. I would recommend them to my family and friends."

- Danielle B. of Mesa, AZ

"Speedy Cash is a fantastic service. They are fast and the process is easy. It is the only place I go when I need fast cash."

- Doug M. of Mesa, AZ

Actual customer testimonials

Can I Apply for a Title Loan Online?

From Mesa to Phoenix, and statewide, our Arizona Express Title Loan lets you conveniently apply for an online title loan. Don’t have a clear title? With our online Arizona Express Title Loan, you can still apply for a title loan – no clear title necessary!

Have Additional Questions?

Visit a Speedy Cash location, or take a look at the resources below.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.