Alabama Loans

Need a cash loan to help you get by? Speedy Cash offers online loans and in store loan options for you.

Payday Loans Near Me

Find a Speedy Cash location near you.

Speedy Cash Reviews

"They are really great & the process time is just perfect. I always leave a happy customer."

- Tomiko W from Birmingham, AL

"I was surprised how fast and easy I received the loan at a Speedy Cash location. I know I sound like a commercial but I'm telling the truth. I got the money I needed in less than an hour."

- Eric from Phoenix, AZ

"Great place to get quick cash, lower rates than most, friendly staff!"

- John D from Mobile, AL

Actual customer testimonials

How Do Online Payday Loans Work?

Forget about standing in line for your payday loan – Speedy Cash offers a fast and easy online payday loan application for your convenience. When you need a cash advance on the go, apply for a payday loan online with Speedy Cash.

1. Complete your application
100% online.

2. Receive an immediate
lending decision.

3. If approved, sign
your loan documents.

4. Get your cash as
soon as tomorrow.

5. Repay your loan on
your next pay day.

Alabama Payday Loans

When a cash emergency hits, there’s no time to stress about where to go or what to do. Speedy Cash is here for you! From Birmingham, Montgomery and Huntsville, Speedy Cash is here to help. Our online payday loans allow you to apply from anywhere in Alabama! Need more cash than a payday loan can offer? Bring your car by one of our Alabama stores and you could receive a title loan up to $25,000. With Speedy Cash title loans, you can get cash and still drive your car!

Get Started With:

Steady Source of Income
Open & Active Checking Account
Valid Phone Number

Still not sure if a payday loan is right for you?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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