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Unsecured Loans

An unsecured loan is not backed by assets or collateral. This type of loan protects your assets while giving you fast access to the cash you need to cover your immediate expenses.

You can acquire an unsecured personal loan for up to $1,000 from Speedy Cash even if you have bad credit. To apply for an unsecured loan, you just need to have the following four requirements:

  1. An open checking account
  2. A verifiable source of income
  3. A verifiable telephone number
  4. Be at least 18 years old.
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Unsecured Loan Questions

Q. How will I receive my unsecured loan?
A. The process is automatic and convenient. Once your unsecured loan is approved, the funds are electronically deposited into your checking account via an ACH/EFT transaction.

Q. When I pay off my unsecured loan, when can I receive another loan?
A. If your loan payment was processed through a Card, you will be eligible to receive a new loan immediately.

If Speedy Cash processes the payment through your bank account with an ACH/EFT debit, it may take up to three business days for your payment to clear the bank. Once your payment clears, you're eligible to receive a new loan.

After successfully completing your first loan, additional loans are a breeze. Simply log in as a Returning Customer and request a new loan.

Q. When can I expect to receive the money from my unsecured loan?
A. Your loan application will be processed quickly once it has been received. Once the loan is approved you will generally receive your money the next business day (excluding bank holidays and weekends).

For more information, please feel free to call 1-866-91-MONEY (916-6639) and a representative will be happy to assist you.