North Dakota Payday Loans Rates and Terms
The loan agreement is governed by the applicable laws of the state of North Dakota under License No. DP101984.
Loan Terms
Generally your loan will be due on your next payday up to 18 days away.
Extensions/Rollovers/Refinance
In accordance with North Dakota law, your loan must be paid in full by the due
date. Once the loan is paid in full you are eligible to re-loan after a 3-day
waiting period.
Rate and Term Chart
Advance Amount
(Amount Financed) |
Finance Charge
(Cost of Loan) |
Check Amount
(Total of Payments) |
APR ** |
Loan Term
(14 days) |
Loan Term
(30 days) |
| $100.00 |
$20.00 |
$120.00 |
521.43% |
243.33% |
| $200.00 |
$40.00 |
$240.00 |
521.43% |
243.33% |
| $300.00 |
$60.00 |
$360.00 |
521.43% |
243.33% |
| $400.00 |
$80.00 |
$480.00 |
521.43% |
243.33% |
| $500.00 |
$100.00 |
$600.00 |
521.43% |
243.33% |
** ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.