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Payday Loans Rates and Terms
The loan agreement is governed by the applicable laws of the state of Oregon.
Maximum Loan Amount
Residents may receive up to $300 per Oregon law.
Loan Terms
The loan term in Oregon is 31 days.
Extensions/Rollovers/Refinance
In accordance with Oregon law, your loan must be paid in full by the due date. There is a cooling off period of seven (7) days after your loan is paid in full before you can re-loan.
Rate and Term Chart
| ADVANCE AMOUNT (Amount Financed) | FINANCE CHARGE (Cost of Loan) | CHECK AMOUNT (Total of Payments) | APR ** |
|---|---|---|---|
| LOAN TERM (30 days) | |||
| $100.00 | $13.06 | $113.06 | 153.77% |
| $200.00 | $26.12 | $226.12 | 153.77% |
| $300.00 | $39.18 | $339.18 | 153.77% |
** ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
