Easy, Fast, Friendly Cash Loans
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Call Center Hours
Mon-Fri: 7:00am to 10:00pm (CT)
Sat-Sun: 9:00am to 6:00pm (CT)
Customer Notice: Payday advances should be used for short-term financial needs only,
not as long-term financial solutions. Customers with credit difficulties should
seek credit counseling.
Payday Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations.
Click Rates and Terms to view the APR in your state. Failure to make timely payments
may result in NSF or late fees. If your account becomes severely delinquent, it
may be turned over to a 3rd party collection agency which could impact your credit
score. Loans do not automatically renew without prior approval. If you renew or
"rollover" your loan, your principal balance may not be reduced, depending on the
state, and you will owe additional fees and/or interest.
TX: Loans provided by Third Party Lenders.
CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Installment title loans
subject to minimum auto value requirements.
Opt+: UTB and FDIC: This card is issued by Urban Trust Bank, FSB, pursuant to a license from VISA. VISA is a registered trademark of Visa USA, Inc. All trademarks and service marks are property of their respective owners. Urban Trust Bank is a member of the Federal Deposit Insurance Corporation and all cardholders' funds are insured by the FDIC in accordance with the FDIC applicable terms and conditions. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.