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Wisconsin Payday Loans Rates and Terms
The loan agreement is governed by the applicable laws of the state of Wisconsin.
Maximum Loan Amount
Wisconsin Residents may receive a payday loan up to $ 500.00 dollars.
Loan Terms
Generally your loan will be due on your next payday up to 18 days away.
Extensions/Rollovers/Refinance
In the state of Wisconsin you may refinance or extend your loan. Wisconsin residents can refinance a loan 4 times before the loan must be paid in full. When the loan is paid in full, you are eligible to re-loan at any time (ACH/EFT payoffs could take up to 3 business days to clear from your bank to our bank).
Rate and Term Chart
|
ADVANCE AMOUNT
(Amount Financed) |
FINANCE CHARGE
(Cost of Loan) |
CHECK AMOUNT
(Total of Payments) |
APR ** | |
|---|---|---|---|---|
|
LOAN TERM
(14 days) |
LOAN TERM
(30 days) |
|||
| $100.00 | $25.00 | $125.00 | 651.79% | 304.17% |
| $200.00 | $50.00 | $250.00 | 651.79% | 304.17% |
| $300.00 | $75.00 | $375.00 | 651.79% | 304.17% |
| $400.00 | $100.00 | $500.00 | 651.79% | 304.17% |
| $500.00 | $125.00 | $625.00 | 651.79% | 304.17% |
** ANNUAL PERCENTAGE RATE: The APRis the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 30 days. The APRwill increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
