Ohio Rates & Terms

View example finance charges.

Example Loan Amount: $500 (Bi-Weekly Pay Cycle)

Advance Amount:
(amount financed)
$500
Third—Party Lender Interest: $35.58
CSO Fee: $804.96
Finance Charge:
(cost of loan, assuming all payments are made as scheduled)
$840.54
Number of Payments: 13
Payment Amount: 12 bi-weekly payments of $103.12 and 1 payment of $103.10*
Total Repayment Amount: $1,340. 54
Loan Term: 6 months
APR** 445.87%

*Example is based on a funding date of July 31, 2017, with the first payment on August 18, 2017
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.

Example Loan Amount: $1,000 (Bi-Weekly Pay Cycle)

Advance Amount:
(amount financed)
$1,000
Third—Party Lender Interest: $128.40
CSO Fee: $2,999
Finance Charge:
(cost of loan, assuming all payments are made as scheduled)
$3,127.40
Number of Payments: 26
Payment Amount: 25 bi-weekly payments of $158.74 and 1 payment of $158.90*
Total Repayment Amount: $4,127.40
Loan Term: 12 months
APR**: 385.05%

*Example is based on a funding date of July 31, 2017, with the first payment on August 18, 2017.
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.

Example Loan Amount: $500 (Monthly Pay Cycle)

Advance Amount:
(amount financed)
$500
Third—Party Lender Interest: $40.85
CSO Fee: $804.96
Finance Charge:
(cost of loan, assuming all payments are made as scheduled)
$845.81
Number of Payments: 6
Payment Amount: 5 payments of $224.30 and 1 payment of $224.31*
Total Repayment Amount: $1,345.81
Loan Term: 6 months
APR** 397.75%

*Example is based on a funding date of July 31, 2017, with the first payment on September 10, 2017.
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.

Example Loan Amount: $1,000 (Monthly Pay Cycle)

Advance Amount:
(amount financed)
$1,000
Third—Party Lender Interest: $148
CSO Fee: $2,989.92
Finance Charge:
(cost of loan, assuming all payments are made as scheduled)
$3,137.92
Number of Payments: 12
Payment Amount: 11 payments of $344.82 and 1 payment of $344.90*
Total Repayment Amount: $4,137.92
Loan Term: 12 months
APR**: 360.02%

*Example is based on a funding date of July 31, 2017, with the first payment on September 10, 2017.
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.

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Online Installment Loan Questions

How much money can I get?

Ohio residents can receive up to $1,500 with an online installment loan.

How much do installment loans cost?

The total loan fee (CSO fee) is calculated at loan origination and is divided equally among loan payments.