Payday Loan and Cash Advance Questions

Q. What is a Payday Loan?
A. payday loan is a quick and easy way to receive cash when you need it most. At Speedy Cash, with an online payday loan, you can receive the cash you need directly deposited into your checking account.

Q. What is required to do an online payday loan?
A. In order to apply for an online payday loan all you need is; an open and active checking account in your name; a steady source of income; be at least 18 years of age; and complete and submit our online application.

Q. How much money can I get with a payday loan or cash advance?
A. The loan amounts are determined by a number of factors including the state you live in. To see what the maximum loan amount is for your state, start an application and look for the question about how much we loan.

Q. How will I receive my money?
A. The process is automatic and convenient. Once your loan is approved, the funds are electronically deposited into your checking account via an ACH/EFT transaction.

Q. When I pay off my payday loan, when can I receive another payday loan?
A. If your loan payment was processed through an ATM/DEBIT/CREDIT CARD, you will be eligible to receive a new loan immediately.
     If Speedy Cash processes the payment through your bank account with an ACH/EFT debit, it may take up to three business days for your payment to clear the bank. Once your payment clears, you're eligible to receive a new loan.
     After successfully completing your first loan, additional loans are a breeze. Simply log in as a Returning Customer and request a new loan.

Q. When can I expect to receive the money from my payday loan / cash advance?
A. Your loan application will be processed quickly once it has been received. Once the loan is approved you will generally receive your money the next business day (excluding bank holidays and weekends).

Q.  Can I apply online for a payday loan with Speedy Cash®/Rapid Cash?
A.  Absolutely, just fill out our easy application.

Q.  Are payday loans or cash advances safe?
A.  Our customers' safety is extremely important to us.  SpeedyCash.com is regularly checked by our partners for vulnerabilities to hackers.   If any issues are discovered, they are remedied quickly.

Q.  Can I still get a cash advance / payday loan if I have bad credit? 
A.  Bad credit will not prevent you from receiving payday loans at Speedy Cash®/Rapid Cash. We will work with you, even if you have already been turned down by other lenders. 

If you still have questions, please feel free to contact us and a representative will be happy to assist you.