Phoenix Payday Loans

Feeling under the gun to make a payment but don't have the cash today? A payday loan is also known as a cash advance and can help bridge the gap between today's bills and your next payday.

Speedy Cash® provides Phoenix borrowers two options for fast cash:

• Online payday loan applications - Fill out the easy online payday loan application and get approved in 2 minutes!
• Cash advance today at a Phoenix payday loan store � Need cash today? Get cash on the spot at over a dozen payday loan stores in the Phoenix area.

Speedy Cash® can provide payday loans as little as $100 and up to $1000. Quick payday loans are easy: you just need to be employed and have a bank account. Most loans don't require documentation, so if you've run into some tough economic times, Speedy Cash® offers no credit check payday loans so that you can still feel confident that you can be approved for quick cash.

Once your loan is approved, the money is deposited directly into your checking account via an electronic transaction, usually by the next business day!

At Speedy Cash®, we greatly respect our customers. Our payday loan stores in Phoenix are committed to best practices for the industry.

Apply now for an online payday loan or find the Speedy Cash® location nearest you.

Payday Loan FAQs

What is a Payday Loan?
Payday loans are small, short-term loans that help borrowers cover their expenses until they receive their next paycheck. The payday loan process may take place either through lending stores or the internet. At Speedy Cash®, with an online Payday Loan, you can receive the cash you need directly deposited into your checking account.

How much money can I get with a Payday Loan?
In the state of Nevada, you may qualify for a loan up to $500. Within the allowed range, you qualify for a Payday Loan amount based primarily on your current income.

How will I receive my money?
The process is automatic and convenient. Once your loan is approved, the funds are electronically deposited into your checking account via an ACH/EFT transaction.

When will my loan be due?
Your loan due date will normally be on your next payday up to 18 days away. On your due date, the funds will be electronically debited back out of your account.

What are my payment options?
You have three (3) payment options to choose from with Speedy Cash®:

1. Pay the loan off in full prior to your due date.
2. You may also refinance (also known as extend or renew) your Payday Loan for an additional pay period by paying just the interest due (prior to your due date). Nevada state law requires you to repay the loan in full within 60 days of your initial due date.
   
   When refinancing your loan you also have the option to pay additional money towards the principal of the loan. Paying additional money towards the principal will decrease the amount you owe without requiring the loan to be paid in full. This transaction must be done at the same time you refinance your loan. You can apply any amount over the refinance amount towards the principal.
3. If you do not pay off your loan in full or refinance your loan prior to your due date, we will automatically process the transaction for the amount due.

When I pay off my loan, when can I receive another loan?
If your loan payment was processed through an ATM/Debit/Credit Card, you will be eligible to receive a new loan immediately.

If Speedy Cash® processes the payment through your bank account with an ACH/EFT debit, it may take up to three (3) business days for your payment to clear the bank. Once your payment clears, you're eligible to receive a new loan.

After successfully completing your first loan, additional loans are a breeze. Simply log in as a Returning Customer and request a new loan.

Can I have a loan at a store and an online Payday Loan with Speedy Cash® at the same time?
At Speedy Cash® we provide a variety of different loan products that make it convenient to receive cash. As long as your total loan amount does not exceed your approved amount it is possible to receive a loan online as well as at one of our Nevada store locations.