Store FAQs

How Much Money Can I Get with a Payday Loan?

State law regulates the maximum loan amount for all types of loans. The maximum Payday Loan amount for Washington residents is $700. Within the allowed range, you qualify for a Payday Loan amount based primarily on your current income. Please call or come into the store nearest you, we're here as a solution to your short-term financial needs.

How Much Does a Loan Cost?

Our Rates Are Always Competitive. Our Loan Rates are in compliance with applicable State and Federal Laws.

Is My Transaction Confidential?

All our transactions are confidential. We understand our Customers desire for privacy in managing their financial matters. Please see our Privacy Policy for more information.

Do You Run a Credit Check before I Receive a Payday Loan?

No. Unlike many other financial institutions, Rapid Cash does not obtain a credit report or require that you have good credit or any credit history at all to receive a Payday Loan.

What happens if I change my mind after taking out a Payday Loan?

Rapid Cash abides by CFSA's Best Practices, which enable you to rescind the transaction at no cost before the end of the following business day by returning the full amount of the loan.

Why do people choose to use short-term loans such as Payday Loan?

Even though we may be doing a good job of managing our household budgets, once in a while we might need help covering unexpected expenses. A short-term loan such as a Payday Loan is a sensible and convenient option to the costly alternatives of bounced check fees, late payment charges, or covering a short fall until pay day.

Can I renew, extend or rollover my Payday Loan by just paying the fee instead of the full amount of my loan?

Payment options are determined by state law. In Washington, state law does not allow customers to rollover their Payday Loan by paying just the fee. Once a Payday Loan is paid in full, a customer is immediately eligible for a new loan.

For more information about these questions or others not listed call 1-866-91-MONEY (916-6639) or Click Store Locations.