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Payday Loans Rates and Terms
The loan agreement is governed by the applicable laws of the state of Missouri.
Maximum Loan Amount
Residents may receive up to $500 per Missouri law.
Loan Terms
Generally, your loan will be due on your next payday that falls between 14 and 31 days away.
Extensions/Rollovers/Refinance
In accordance with Missouri law, you may extend your loan. Missouri limits the number of times you can extend a loan before it must be paid in full.You are eligible to re-loan at any time once the loan is paid in full.
Rate and Term Chart
| ADVANCE AMOUNT (Amount Financed) | FINANCE CHARGE (Cost of Loan) | CHECK AMOUNT (Total of Payments) | APR ** | |
|---|---|---|---|---|
| LOAN TERM (14 days) | LOAN TERM (30 days) | |||
| $100.00 | $17.65 | $117.65 | 460.16% | 207.81% |
| $200.00 | $35.30 | $235.30 | 460.16% | 207.81% |
| $300.00 | $52.95 | $352.95 | 460.16% | 207.81% |
| $400.00 | $70.60 | $470.60 | 460.16% | 207.81% |
| $500.00 | $88.25 | $588.25 | 460.16% | 207.81% |
** ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 31 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
