Online Loans in Virginia up to $750

Get Fast Cash with a Line of Credit Loan

From Richmond to Roanoke, Speedy Cash offers quick loans online to help with your financial emergencies. With a line of credit, your loan remains open for as long as you need it.

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Speedy Cash Reviews

"I just want to say, Thank you, Thank you, Thank you, for having approved this loan to me as I was in a financial bind due to my tax refund being delayed."

- Kristel K

"Fantastic site folks, easy to use."

- Gabby K

"Thank you so much! You all have been a help in times when I especially needed it."

- Terri J

Actual customer testimonials

Speedy Cash Loans

Whether you need cash for bills, auto repairs, or any other emergency expense, a Speedy Cash line of credit loan may be able to provide the cash you need. Our line of credit loans are designed to give you flexibility to get cash when you need it, without having to apply for a new loan. In addition, you will only pay for the time you use the cash. Need cash now? Our online application takes just minutes to complete and offers options to get your cash instantly. Start your application from anywhere in "Old Dominion" now!

Flexible Payments

Pay interest ONLY for the time you use the cash.*
*Other fees may apply.

Borrowing Flexibility

Get additional cash advances up to your approved limit.

Quick Funding Options

Get cash instantly when you have it funded to your Opt+ Prepaid Debit Card. Or get cash the next business day with Direct Deposit.

How Does a Line of Credit Work?

1. Apply Online

Receive an instant
lending decision.

2. Lending Decision

If approved, we’ll give
you a credit limit.

3. Get Cash

Get your cash, up to
your approved amount.

4. Make Payments

Make regular
payments over time.

5. Withdraw Cash

As you make payments, access cash up to your credit limit.

How Do Line of Credit Loans Differ from Payday Loans?

A payday loan is a short-term loan that is typically due to be paid back on your next pay day, along with a flat fee. A line of credit loan allows you to make payments over time and not pay off the full loan all at once. With a line of credit, you can pay down your loan, and then access more cash – up to your credit limit – whenever you need cash. With payday loans, if you need more cash, you have to apply for a new loan.

Line of Credit Loans

Repayment Terms

Repay the loan over time instead of paying in full on your pay day.

Loan Fees

Pay daily interest for the time you use the loan.

Additional Cash

Access additional cash at any time – up to your approved credit limit – without having to apply again.

Payday Loans

Repayment Terms

Pay the loan back on your next pay day.

Loan Fees

Pay a flat fee for the amount you borrow.

Additional Cash

Apply for a new loan once your open payday loan is paid in full.

Not sure if a line of credit is right for you?