How Do Loans by Phone Work?

Apply Over the Phone

A Customer Service Representative will collect your information over the phone to help you complete an application.

Agree to Rates & Terms

You will receive an instant lending decision. If approved, sign your loan documents to agree to the terms.

Get Your Cash

Once you sign your loan documents, select how to receive your money and get your cash as soon as tomorrow!

What Do I Need to Apply by Phone?

Steady Source
of Income

Checking Account

Basic Personal

Loans by Phone from Speedy Cash

Speedy Cash offers a variety of loans, including installment loans, line of credit loans, and payday loans by phone.

Payday Loans
  • Typically pay a flat fee

  • Due on next pay day

Installment Loans
  • Pay back over time

  • Daily Interest

Line of Credit Loans
  • Daily Interest

  • Pay back over time

  • Take cash advances
    up to your credit limit

Loan amounts, terms and rates vary by loan type and by state. The information above is representative of typical Speedy Cash loans. For specifics on the loans offered in your state, visit our Rates & Terms section.

Apply to Get the Money You Need

Apply by phone today to get an instant lending decision!