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Line of Credit

Lines of Credit

Emergencies can happen when you least expect them, leaving you in a financial bind. Line of credit loans can provide the emergency cash you need to avoid bank overdraft fees or late fees you may encounter by paying a bill late. Lines of credit provide the fast cash benefit of a payday loan, but give you more flexibility and control over your cash flow. Unlike payday loans, the Speedy Cash® FlexLoc Line of Credit allows you to apply only once and borrow any amount of money at any time up to your credit limit. As you pay down your loan, you instantly have access to more cash. Take a look for yourself; we're confident you're going to enjoy the flexible advancing and repayment options!

Request a FlexLoc Line of Credit	Payday Loans	Line of Credit
Funding within 1 business day
100% online application
Apply once, borrow any time
Borrow as often as you want up to your credit limit
Make gradual payments over time

Apply Now!

What is a "FlexLoc Line of Credit"?

The Speedy Cash FlexLoc Line of Credit is a personal loan that can help you tackle large and unpredictable costs. Similar to Cards, you draw on your available credit when you need to pay for something that is financially out of reach. Interest accrues daily, which means you only pay for the time you use the loan. With lower costs than bank overdraft fees, Card payment late fees, and even payday loan fees, lines of credit can be used to consolidate more expensive loans or Card debt.

CHART SOURCES: Community Financial Services Association of America; Bankrate.com;
Government Accountability Office; SpeedyCash.com.

How Does the Repayment Process Work?

Just as the name says, our line of credit loans are flexible. Payments are scheduled around your paydays. With each payment, you have the option to pay only the minimum amount due or pay more to get your balance down faster. You can even pay off your FlexLoc Line of Credit early without penalties. Once you make a payment, you instantly have access to borrow more cash from your line of credit!

How Can I Get a Line of Credit?

Speedy Cash understands that emergencies can come at times when you least expect them, leaving you short on cash. That's why we're committed to making your loan process easy, fast, and friendly. To help you get the emergency cash you need as quickly as possible, we offer three convenient ways to apply for a line of credit - online, by phone, or in Speedy Cash stores.

To qualify for a line of credit, you must meet the following requirements:

At least 18 years of age
Not an active member (or a spouse or dependent of an active member) of the Armed Forces
Earn at least $400 per month

Apply Online 24/7

Speedycash.com is open 24/7 for your convenience! Kansas, Rhode Island and Louisiana customers can apply for a line of credit directly online any time of day or night - even when traditional banks and other lenders may be closed. Our quick, no-fax application process takes only minutes to fill out - and you'll instantly see how much money you've been approved to borrow! Once approved, select the amount of money you'd like to borrow and your funds will be deposited directly into your bank account - Bank of America customers will get funds deposited into their account in as little as two hours, other banking customers will have funds deposited within one business day. Need faster cash? Kansas residents can apply online, and immediately pick up cash at any Kansas Speedy Cash store!

Apply By Phone

We are available 7 days a week to help Kansas, Rhode Island and Louisiana residents complete our loan application by phone. Applying takes only minutes, and you will instantly get an approval decision. To apply, call us toll-free at 1-888-222-1014. Our customer service representatives are standing by to complete your application for you. It's simple! Our representatives will ask you a series of questions, and will provide you an instant approval decision. Once your loan is approved, your funds will be directly deposited into your bank account - Bank of America customers will get funds deposited into their account in as little as two hours, other banking customers will have funds deposited within one business day.

Apply In Store

FlexLoc Line of Credit loans are offered in our Kansas and Texas stores. With extended store hours, you can even apply nights and weekends and walk out with cash! Our customer service advocates are readily available to walk you through the application process, help you determine an appropriate loan amount, inform you about the repayment process, and assist you with any other financial needs - such as cashing checks or selling your gold for cash.

What Do I Need To Apply?

• Valid checking account • Steady source of income • Working telephone number

Have questions about lines of credit? We want to help!
Call us toll-free at 1-888-333-1360 or email us at customerservice@speedycash.com.