What Do You Need to Get a Payday Loan?
No extensive background check, no hassles, no complicated paperwork – when you apply for a loan through Speedy Cash, you can complete the application in less than 10 minutes. It doesn't matter whether you have bad credit or no credit; you just need to be provide us with some basic income, personal and banking information.
When you need cash fast, a payday advance from Speedy Cash may be a good solution. We make it easy for you to apply at one of our locations nationwide. Or if you prefer, you can complete an online application. We keep your personal information completely confidential. To get a payday loan, you’ll need to be at least 18 years old with a regular income and a checking account. If you’ve already got an opt+® Visa+® prepaid debit card from Speedy Cash, we can provide instant payday loan funding by immediately loading your debit card with your loan funds.
What Information Do I Need to Apply for a Speedy Cash Loan Online?
To apply for an online payday loan from Speedy Cash, you will need:
ID number (verifying you're at least 18 years old)*
Employment & income information
Checking account information (account must be in your name)
Valid email address
What Information Do I Need to Apply for a Speedy Cash Loan in Stores?
To apply for a payday loan at a Speedy Cash store, you will need:
Proof of steady source of income
Checkbook, debit card, or banking account information
Photo ID (must be at least 18 to apply)*
Working phone number
Still Have Questions About Payday Loan Requirements?
Still not certain what you need to apply for a loan with Speedy Cash? Continue reading to learn more!
Get the Cash You Need!
If you have poor credit or no credit, you may think you can't qualify for a loan. But you may be able to get a Speedy Cash loan! We will do our best to help you get you the money you need.
*Alabama State Law requires borrower be at least 19 years of age. Mississippi State Law requires borrower be at least 21 years of age.