Cash Advance Loans

There are few outlets left for short-term cash, but cash advance loans are one of the fastest and safest forms of fast cash fast cash available today.

If you are in financial turmoil or on the verge of it, you're not alone. A recent poll reveals that 70 percent of Americans are not confident about their financial future that they are one to three paychecks away from poverty. Consumer concern about making ends meet and saving for unexpected financial emergencies is at an all-time high. Traditional forms of short-term loans such as family and friend and bank loans, are more difficult to procure than in the past and are generally embarrassing or drawn-out, difficult processes.

While expectations for an economic turnaround are prevalent, your immediate financial reality may be more critical than a slow-recovery strategy can provide.

An online cash advance loan, also known as a payday loan, is a short-term personal loan that is available through a quick online application process or in a cash advance loan store. There are three requirements for application: 1) a steady source of income; 2) a verifiable bank account; 3) a verifiable telephone number.

Even with a bad credit score, cash advance loans from Speedy Cash / Rapid Cash allow you to get quick cash up to $1,000 in some states. The online application process takes just minutes and lets you know instantly whether you're approved. This is a faxless cash advance loan, meaning there are no faxed documents to be concerned with.

As a state licensed lender, Speedy Cash adheres to the Best Practices of the CFSA, a payday loan industry association that protects consumers.

The most common repayment terms are 14- or 30-days, which when adhered to, keeps the loan rates minimal when compared with overdraft and late fees.

Cash Advance Loans by Phone and Cash Advance Loan Store Locations

You can start the cash advance loan process now, using the form at left. Or, if you need assistance completing the online cash advance form, our Loans by Phone service can help. If you prefer to visit one of our cash advance loan stores, you can expedite your in-store loan by completing the online cash advance loan application. Your information will be transferred to your store of choice to ensure the fastest and easiest loan process.

Need more information about the cash advance loan process? Browse our frequently asked questions, chat with a live representative or call 1-888-333-1360.

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(In-store and online services may differ by state and location)

Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Payday Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. Click Rates and Terms to view the APR in your state. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.

TX: Loans provided by Third Party Lenders.
CA: Licensed by the California Department of Corporations pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Installment title loans subject to minimum auto value requirements.

Cash Advance Loans

Cash Advance Loans by Phone and Cash Advance Loan Store Locations

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