Cash. Speedy Fast!

3 Easy Ways To Apply

Subject to state regulations, eligibility, and approval. See rates & terms. Most customers receive funds within 24 business hours. Instant funding is available if you have an opt+ Visa debit card.

Get a Payday Loan Fast with Speedy Cash

"Easy, fast and friendly." What better way to describe the Speedy Cash experience? Whether you visit a store, apply for a loan online, or speak to one of our phone representatives we'll make sure your loan application process is easy, you get your money fast, and you experience friendly customer service – every time.

When it comes to your money, Speedy Cash means business. We understand that you may be in a tough situation, and we're here to get cash in your hands quickly. That's why Speedy Cash offers three convenient ways to apply for a loan – so you can choose the solution that works best for you! Whether you need quick cash in an emergency or your budget simply fell short, our easy, fast cash loans have you covered.

As one of the few state-licensed direct payday loan lenders, Speedy Cash not only processes your application but we also directly fund your loan. As a trusted lender since 1997, we pride ourselves on providing critical funds to hard-working people who may simply need a little help from time to time. Speedy Cash loans are different from the services offered at traditional financial institutions. There's no long application process, no long-term commitment, and bad credit is okay. If you're in a bind and need cash fast, Speedy Cash is here for you – whether you need a cash advance to hold you over until payday, an installment loan that you can gradually pay back, or a title loan to borrow a higher dollar amount.

What Do I Need to Apply?


When applying by phone, be sure to have the following handy:

  • Basic personal information (phone number, home address, email address)
  • Income information (pay cycle, income)
  • Banking information (checking account number, routing number)
  • To get started call 1-888-333-1360 >>

To apply for a loan online you will need:

To apply for a store loan, you must meet the following requirements:

  • Be at least 18 years of age (19 yrs in AL, 21 yrs in MS)
  • Have a steady source of income
  • You must have an active phone number and working telephone
  • Find a Speedy Cash store near you >>